The golden rules of borrowing!

Using credit can help you do many things: buy your dream house, get a new car or pay for essential household items. But fees, charges and interest rates can make borrowing money very expensive, especially if you borrow more than you can afford.

How payday loans ACTUALLY affect your credit score and capacity to borrow funds. Ok so let me get this straight…. I get SO MANY of my clients who have been affected more with a payday loan than what its worth.

And I get it - Payday loans can be helpful for those who are struggling in the short term or need some quick cash to repair your vehicle, have some extra spending money for that holiday to Bali - However, it's important to understand how a short term loan can affect your credit score and ability to borrow funds for a Car, a camper trailer or your dream wedding!